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How to pay on Steam

Games on Steam are bought by card or from the Steam Wallet, which is topped up in Account Details. Steam declines payments through a VPN and asks for a payment method from the store’s country. Our card is a Visa in dollars: issuing costs $10, you top up with crypto, and a transfer to the card is 7.5%.

5 steps Updated October 20, 2026

What you need

  1. Top up the card

    Transfer the amount with some extra. The card is also charged $0.25 per payment and 2.5% if the price is not in dollars.

    Top up the card in Telegram

  2. Turn off the VPN

    Steam declines all payments made through a VPN or proxy.

  3. Open the wallet top‑up

    Tap your name at the top right, then Account Details and +Add funds to your Steam Wallet. Choose the amount.

  4. Enter the card and address

    Copy the number, expiry and CVV in “Details”. Type the name in Latin letters and enter your own address. Steam declines payments with a wrong address or CVV.

    Open the card in Telegram

  5. Confirm the payment

    The confirmation code arrives in the chat with the bot. Steam emails you the receipt.

    3D Secure code and password

Top up the Steam Wallet in one payment and buy games from it. That way $0.25 is charged once, not for every purchase.

Steam rules

Store countryWhere you live, set by the first purchase
Payment methodLocal, from the store’s country
Changing the countryOnce every 3 months, by paying from the new country
Wallet currencyLocal, dollars or euros where Steam has no local currency
Wallet limitUp to $2,000 per day, balance and spending combined
Top‑up refund14 days, as long as the funds are unspent

Card and prices

CardVisa Business from the EU, in US dollars
Card typeDebit, not prepaid
Card issue$10 once, no documents
Wallet top-upWith crypto, no fee
Transfer to the card7.5% of the amount
Card payment$0.25 per transaction
Price not in dollars2.5% conversion
Monthly feeNone
3D Secure codesArrive in Telegram

All prices and fees

Common questions

Steam declined the payment, but the amount is held

Steam will not charge it, the amount returns to the card and the history entry changes to “Canceled”. Steam sends an email with a link, and with it you can retry the purchase for 72 hours. Do not make many attempts in a row.