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How to pay for ChatGPT Plus and Pro in 2026

ChatGPT Plus and Pro are paid with the Only Wallet European business Visa card in US dollars, and ChatGPT payments go through without issues. $10 to issue the card, once, free crypto top‑ups of the wallet, 7.5% to move money to the card and $0.25 per payment. Top up the card, enter it when choosing a plan and use a US address.

4 steps Updated October 20, 2026

What you need

  1. Top up the card

    Transfer the plan price with some extra for the $0.25 payment fee.

    Top up the card in Telegram

  2. Choose a plan on chatgpt.com

    Turn on a VPN before signing in. Tap the profile icon, then “Change plan” and choose Plus or Pro.

    Screenshot of the ChatGPT plan selection with the button to go to Plus

  3. Enter the card and address

    Copy the number, expiry and CVV in “Details”, in the form CVV is called CVC. Type the name in Latin letters. Country United States, a state with no sales tax, so the subscription is cheaper. A ready-made address and a backup Estonia one are in this article in the app.

    The “Billing address” block in ChatGPT checkout with name, country, address and postcode fields

    Open the card in Telegram

  4. Confirm the payment

    If the bank asks for a code, it arrives in the chat with the bot. If it asks where to send it, choose email. Do not close the bank window.

    3D Secure code and password

Billing address for the form

Ready-made addresses in the US and Estonia are in this article in the app.

Open in Telegram

Card and prices

CardVisa Business from the EU, in US dollars
Card typeDebit, not prepaid
Card issue$10 once, no documents
Wallet top-upWith crypto, no fee
Transfer to the card7.5% of the amount
Card payment$0.25 per transaction
Price not in dollars2.5% conversion
Monthly feeNone
3D Secure codesArrive in Telegram

All prices and fees

Common questions

How to pay for the OpenAI API

On platform.openai.com open Billing and tap Add payment details. Minimum $5. Turn off Use auto‑reload if you do not want automatic charges.